@drake_koefoed @sickburnbro @CrustyB @Escoffier Why have only one? The not-for-profit system we had before provided a form of choice/competition.

Take hospitals - the senior-docs who were the board-of-dirs at a non-profit hospital wanted the best tools for their practice, and happy customers, so kept the place nice and modern.

Health insurance was more like a credit-union - simply operated in the interest of its members.

The cost of filling in the uninsured-gap, in that system, would have been a tiny-fraction of today's govt-subsidies - because a massive-portion of the money spent on "health care" goes into Wall St's pockets, instead of providing care/services. Then, enter Black-Rock, enforcing DEI, to further wreck quality via reverse-meritocracy.