@Vril_Oreilly @caekislove @AngryWraith @IAMAL_PHARIUS @Hoss Merchant Services is modern day coin clipping. Period. Full stop. There's no reason it needs to be that high with tap to pay. Your phone has BIOMETRIC. It should be cheaper because the fraud rate is so much lower. If I use my fingerprint, I can't say "nah it wasn't me lololol", so you shouldn't charge the merchant anything beyond 0.1%.