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@JorgeStolfi You keep saying you're against crypto, but you keep insisting on the libertarian framing of money that crypto is based on.
It was not trade, then money, then debt, according the the best info we have (I'm not the expert but believe the experts like Graeber).
It was trade first. That created debt, "You gave me an apple, so I owe you a favour." - an apple again, a share of meat, some work, whatever. That's debt. Much, much later, came money, as a formalization of debt.