@Hoss @Griffith @narada @tyler @thegreatape Roths are even better. You can withdrawal your basis before 59½ in a Roth. Too many dudes think "I need more savings for emergency before I invest" but you can put 1k in a Roth and maybe it grows to 1.5k over a couple of years and you can potentially pull out the 1k you put in and still have your $500 in gains there, verses the maybe $5 it would've earned in your savings.