gets on my nerves when people say that the homeless or others just need to have better spending habits.
Like I said, its simply the truth (though the word “just” is wrong there, its only one aspect of the issue).
Like I said I have helped many people over the years get out of poverty and 100% of them all had bad spending habits as part of the problem. Often there are other issues as well, but that is always a huge aspect. You and people you know buying hugely expensive homes because they can afford it is fine. Doesnt change the fact there are very affordable options for those who cant too.