@cy @BalooUriza Net worth is weird.
Most of the time what matters to me is if I am earning more each month than I have to spend each month. I am lucky, at present I do.
Whether I have a mortgage or not has some impact on the "have to spend each month". But apart from that the fact I own my house does not help. I can't "spend" that (unless I move out).
The fact that, in theory, I own a company worth millions, is no immediate help, and something could happen to change that so easily any day!