@feld @SlicerDicer they are part of the greater picture. Even the people who don't have layoffs are not receiving raises, etc. Things that are bad for a group of people are bad for them. They don't need the things that are bad for them.
The idea that causing a recession would make it easier for low-income people to stay in their homes makes no sense.
It's not obvious what they should do, but you're writing about the costs of high interest rates as though they were benefits.