Also lets keep in mind that there is an avenue for people to fund their ideas. It just requires their ideas be well thought out and can show a good case for it. Like there are whole investor networks a poor person can take a well developed business plan and get investment.
The thing is without that check people will just waste money on tons of nonsensical ideas. I cant tell you how many people ive seen come into lump sums of money by good fortune, sometimes millions, and they were bankrupt within the year.