@Malarkey33 @mhjohnson given that gen-x are the last cohort for whom competence was a selecting factor, society is going to do all it can to keep us at the office, so expect legal retirement age to start creeping up *very* soon anyway.
And here's the thing: when the government forces you to "save for retirement" they set the rules for when you can access it, so they determine when you can stop working (hint: never)