I thought about canceling my plan and paying out of pocket, I'd save money unless I get a serious injury or disease.

The other issue is that given my current insurance and through a series of fortuitous events, I accidentally ended up with a doctor who is the chair of a medical school at a major university. I'm not special or anything, it was the result of a series of retirements and reassignments, available network providers, and him being one of the doctors left to field the patients.