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All insurance is a scam, but #ccw insurance is the biggest scam of all. Just pay a retainer to a local attorney who you know will answer your call at 3AM.

If people think dealing with home or auto insurance is bad, just wait until you’ve been unfortunately forced to discharge your firearm in self defense.

Great business to be in, though. Write whatever bullshit policy you want. Add a “does not cover illegal or criminal acts” clause. Set up a “claim denied” auto-mailer and start printing.