I've never heard of Miami University in Oxford, Ohio in my life, but it's proudly advertised as a "top 50 public university" (#48) and ranks #105 overall, which makes it a dumpster-tier institution. Accordingly, financial management is apparently so incompetent and inflexible that they reduce a faculty member to begging online. This is an extraordinary story, in part because nobody at Miami University could muster any reasonable advice for this gilded clown, but mostly because a PhD is too financially illiterate to have any savings, or a line of credit, or to get a short to medium term loan to alleviate this laughable financial situation. Imagine having a PhD in Media and Communication, insisting on being called "Dr. Cutesyname" and making 42k a year. Jesus.