@hj @Polychrome @Moon it's more like, there is someone who works at the treasury and they are dreaming up the behavior of the next new savings bond, or there is someone who works at a bank and they are trying to get checking accounts to interface to some other payment network. but now we can just do that kind of creative activity at home without having a particular employer and nobody needs permission. yes, very nerdy and most people don't care, but it's totally different from price speculation.