@eris
it has more to do with the fact that clearly shes in the position to pay for those debts considering a loan is a risk she took a gamble on school and the idea goes after taking said risk and being in the position after you achieved the goal you wanted you'd start making payments on your loans / pay it off so it doesn't accrue interest
She graduated with 2 degrees in 2011 and has held a position making 170k a year since 2020
maybe she doesn't have enough if that's the case why does she own a tesla ?