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@strypey @ixi After COVID lockdowns lifted, my wife and I ventured into Brisbane for a day out on the ferry. Like most Australians at the time we’d spent weeks or months discouraged from handling cash. (I still rarely carry it.)

Shortly after we debarked, a homeless man asked us for change. I watched him beg dozens of people as we waited for a bus, none of whom had anything to give. It was heartbreaking.

He couldn’t choose to exclude himself from the cash economy.