@darnell
Also, you're buying into a set of priorities in all the things you mentioned. For tech, you have to balance security, usability, affordability, and hundreds of other things. Once you decide that any of those things trump everything else, you've lost the battle.
One of my credit cards decided security was going to be their top priority. So, they put all these hoops up to using my car. Every time I went to a new store I had to contact them.
I stopped using the card.