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1. Embed this notice
   Matty (matty@nicecrew.digital)'s status on Wednesday, 04-Jun-2025 21:16:58 JST Matty
   >get email saying my credit score went down
   >three days later get another email from other monitoring agency that it went up
   
   Will you niggas make up your minds
   • Embed this notice
     AlabasterBrick ?‍☠️ (alabasterbrick@nicecrew.digital)'s status on Wednesday, 04-Jun-2025 21:16:57 JST AlabasterBrick ?‍☠️

     in reply to
     >jewmath
   • Embed this notice
     Sideshow_Jane (sideshow_jane@poa.st)'s status on Wednesday, 04-Jun-2025 21:28:46 JST Sideshow_Jane

     in reply to
     @matty Has happened to me many times. I have no debt whatsoever. The credit card I use is paid in full every month (those niggas make zero money on me). I can't understand the process that produces the 'went up/went down' bullshit.
     Johnny Peligro repeated this.
   • Embed this notice
     Matty (matty@nicecrew.digital)'s status on Wednesday, 04-Jun-2025 21:28:46 JST Matty

     in reply to

     • Sideshow_Jane
     >use credit
     >score goes down
     >don't use credit
     >score goes down
     >do nothing
     >score goes up or down
     
     :default_dance:
     Johnny Peligro likes this.
   • Embed this notice
     gentoobro (gentoobro@shitpost.cloud)'s status on Thursday, 05-Jun-2025 13:38:27 JST gentoobro

     in reply to

     • Ricky "Bender" LaFluer :nv:
     • The Almighty Kek
     • Sideshow_Jane
     • vic

     "Cash back" is actually a roundabout penalty on people who use other payment methods. Contracts forbidding passing processing fees to the customer should be illegal.

     ✙ dcc :pedomustdie: :phear_slackware: likes this.
   • Embed this notice
     vic (vic@shitpost.cloud)'s status on Thursday, 05-Jun-2025 13:38:28 JST vic

     in reply to

     • Ricky "Bender" LaFluer :nv:
     • The Almighty Kek
     • Sideshow_Jane

     > $4k in cash back

     Well, that's another scam ever since businesses gained permission to pass credit card processing fees to the consumer.

     You might get 2% back from your purchases, but the processing fee is 3%, and the store passes that to you. So you're paying a 1% "tax" to use your credit card even if it looks like you're getting money back.

   • Embed this notice
     The Almighty Kek (the_almighty_kek@nicecrew.digital)'s status on Thursday, 05-Jun-2025 13:38:29 JST The Almighty Kek

     in reply to

     • Ricky "Bender" LaFluer :nv:
     • Sideshow_Jane
     • vic

     I mean obviously if you have cash, use it. I would never suggest using credit haphazardly. But it is something that works out for me. My credit card has made me over $4k in cash back rewards since I got it, and never once have I paid interest toward it. Some discipline and awareness can help when it comes to being a parasite to the parasites. :HazeSmug:

   • Embed this notice
     The Almighty Kek (the_almighty_kek@nicecrew.digital)'s status on Thursday, 05-Jun-2025 13:38:30 JST The Almighty Kek

     in reply to

     • Sideshow_Jane
     • vic

     This is a lie propagated by the jews to convince people to pay interest.

   • Embed this notice
     Ricky "Bender" LaFluer :nv: (evil_bender@nicecrew.digital)'s status on Thursday, 05-Jun-2025 13:38:30 JST Ricky "Bender" LaFluer :nv:

     in reply to

     • The Almighty Kek
     • Sideshow_Jane
     • vic
     Credit is a scam. I own 2 houses 11 vehicles (including motorcycles and camper) etc. My credit score is like 635 I don't let balances stay, and anytime I buy something I put huge amounts down and they suddenly don't care about a score.
     
     Pay cash, fuck the jews
   • Embed this notice
     vic (vic@shitpost.cloud)'s status on Thursday, 05-Jun-2025 13:38:31 JST vic

     in reply to

     • Sideshow_Jane

     It's not a credit score, it's a debt score. It says how good they think you are at being in debt, i.e. how much money their gay AI model thinks they will make from you.

     Paying things off quickly = no interest accrual = no money for them

     Not paying things off = no interest payments = no money for them

     If you want a high debt score, you have to let a little bit of interest continually accrue, like from a car/house loan or from not fully paying off your credit card each month but still paying the minimum or slightly more.

     The people who generate more usury income for the banks are, of course, more likely to be favored by the banks, therefore the higher score.