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1. Embed this notice
   Hugo 雨果 (whynothugo@fosstodon.org)'s status on Thursday, 27-Mar-2025 22:51:00 JST Hugo 雨果

   It's ridiculous how many EU companies require a credit card to make payments across EU countries.

   I have the money already, I can send it NOW from my bank to yours. I don't need to ask for a credit.

   These companies expect me to pay an annual fee to obtain a credit card from which I pay them. I then have to deal with the mental overhead of tracking credits that I've taken for these payments.

   As a bonus, we pay a small fee to an American company that's behind the whole scheme.

   • Embed this notice
     Haelwenn /элвэн/ :triskell: (lanodan@queer.hacktivis.me)'s status on Thursday, 27-Mar-2025 22:51:00 JST Haelwenn /элвэн/ :triskell:

     in reply to
     @whynothugo Well… not really, calling all bank cards a credit card is a misnomer.
     I still just use a debit card here, same thing except it says no when there's no money available. ^^
   • Embed this notice
     Hugo 雨果 (whynothugo@fosstodon.org)'s status on Friday, 28-Mar-2025 03:02:40 JST Hugo 雨果

     in reply to

     • Haelwenn /элвэн/ :triskell:

     @lanodan Local bank cards are not usable online in the same way as credit cards. They do not have a 16-digit number that can be used, they are a different network.

   • Embed this notice
     Haelwenn /элвэн/ :triskell: (lanodan@queer.hacktivis.me)'s status on Friday, 28-Mar-2025 03:02:40 JST Haelwenn /элвэн/ :triskell:

     in reply to
     @whynothugo Huh? Mine entirely is at least, normal kind of mastercard.