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1. Embed this notice
   Mike Sheward (secureowl@infosec.exchange)'s status on Friday, 13-Dec-2024 06:01:01 JST Mike Sheward

   Please do not, under any circumstances, give Experian or any other credit reporting bureau or whatever fancy title they use for themselves, access to your bank account so they can monitor your spend and “save you money”.

   • Embed this notice
     Paul Cantrell (inthehands@hachyderm.io)'s status on Friday, 13-Dec-2024 06:10:52 JST Paul Cantrell

     in reply to

     • Misuse Case

     @MisuseCase

     Same. It’s super gross. and while you can unsubscribe or delete your account, there’s simply no way to actually opt out of their system or stop them from surveilling you. If ever there were a case for antitrust action….

   • Embed this notice
     Misuse Case (misusecase@twit.social)'s status on Friday, 13-Dec-2024 06:10:53 JST Misuse Case

     in reply to

     • Paul Cantrell

     @SecureOwl @inthehands I created accounts with the credit monitoring bureaus so I can freeze and unfreeze my credit. The emails I get from Experian are downright predatory. They keep trying to push loan offers and encourage me to sign up for new credit cards.

   • Embed this notice
     Paul Cantrell (inthehands@hachyderm.io)'s status on Friday, 13-Dec-2024 06:40:37 JST Paul Cantrell

     in reply to

     • Misuse Case

     @MisuseCase
     Indeed, yet we don’t regulate it with anything like the kind of oversight a cartel should have! Your quibble is sound; I mean “antitrust” writ broadly. Cartels and monopolies aren’t actually illegal per se; what’s illegal is if their market position allows them to cause harm they otherwise would be unable to cause. To my mind, that principle should apply regardless of whether the cartel is created by gov.

   • Embed this notice
     Misuse Case (misusecase@twit.social)'s status on Friday, 13-Dec-2024 06:40:38 JST Misuse Case

     in reply to

     • Paul Cantrell

     @inthehands I don’t know about antitrust action. The credit bureaus basically have a legally mandated monopoly (or cartel) because we don’t make credit scoring or some equivalent the responsibility of the country’s central bank or some other public service agency, like all the sensible countries do.