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@Frank greed existed in franklin's time too, but franklin couldn't travel the world in 12 hours. the context behind time and timescales has changed dramatically.
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I think the most misunderstood BF quote is "a penny saved is a penny earned." It's actually supposed to he ironic. It means if you save money all you have is money. Money is an intermediary in trade, and not an end in itself.
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@Humpleupagus @Frank its opportunity cost. saving the penny give you a chance to get more pennies later.
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It's pennies all the way down.