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1. Embed this notice
   Tyler (tyler@nicecrew.digital)'s status on Tuesday, 23-Jul-2024 02:13:56 JST Tyler
   Hmm this seems significant
   • Embed this notice
     BattleDwarfGimli (battledwarfgimli@nicecrew.digital)'s status on Tuesday, 23-Jul-2024 02:13:54 JST BattleDwarfGimli

     in reply to
     Is this a credit card? Because, if it's a credit card they can just do you right in the ass and there is very little you can do about it.
   • Embed this notice
     Dissident Soaps (dissidentsoaps@poa.st)'s status on Tuesday, 23-Jul-2024 02:13:54 JST Dissident Soaps

     in reply to

     • BattleDwarfGimli
     @BattleDwarfGimli @tyler Thanks to Joe Biden's career of advocating for the Delaware based credit card companies.
     BowserNoodle ☦️ likes this.
   • Embed this notice
     Tyler (tyler@nicecrew.digital)'s status on Tuesday, 23-Jul-2024 02:13:55 JST Tyler

     in reply to
     It looks like I'm going to be charged more interest? I don't know what the implications of this is
   • Embed this notice
     Tyler (tyler@nicecrew.digital)'s status on Tuesday, 23-Jul-2024 02:13:56 JST Tyler

     in reply to
     How We Calculate Your Interest Charges
     We use the daily balance method (including new transactions). We calculate the interest charges separately for each balance on your account subject to different terms (for example, regular Purchases, regular Balance Transfers and Convenience Checks, regular Cash Advances, and each promotional balance). We calculate daily interest on those balances by multiplying them by their DPRs. We do this each day of the billing cycle, and we sum the daily interest amounts to find the total monthly interest charge. Due to rounding, this calculation may vary slightly from the interest charged to your account.
     
     For each balance, we calculate a daily balance by doing the following:
     
     Take the beginning balance that day (the beginning balance for the first day of the billing cycle is the balance on the last day of the previous billing cycle);
     
     Add any interest charge accrued on the previous day’s daily balance (this is known as compounding interest);
     
     Add any new transactions and fees as of the later of the transaction date or first day of the billing cycle in which the transaction or fee posts;
     
     Subtract any new payments and credits applied to the balance; and
     
     Make additional adjustments, as appropriate (for example, adjustments for billing disputes).
     
     If a daily balance is less than zero, we treat that daily balance as zero.
     
     
     Your Annual Percentage Rate (APR) for each balance on your account (i.e., regular Purchases, regular Balance Transfers and Convenience Checks, and regular Cash Advances) will not change, but their associated periodic rates will change to daily periodic rates (DPRs). Your DPR for each balance on your account is equal to the balance’s APR divided by 365. The APR for each balance on your account can be found on your periodic statement in the Interest Charge Calculation section. Below are examples of DPRs, based on a balance’s APR.