Middle class Americans don't care much about the future inhabitability of the planet but they do love their homes and possessions so this may get their attention. Yes, the #ClimateEmergency is coming for you too.
The New York Times on the collapse of the US home insurance system:
"Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year. "
https://www.nytimes.com/2024/05/15/podcasts/the-daily/climate-insurance.htm