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   Hoss Delgado (hoss@shitpost.cloud)'s status on Thursday, 28-Dec-2023 03:51:56 JST Hoss Delgado
   Been saying something similar for a long time. The long-term systemic effects of credit/debt are insidious. They sell you mortgages as a way to own a home, but they don't want you to consider a world where money lenders are not around to inflate prices with their mortgages in the first place. It doesn't matter if you refuse to play the game, you still find yourself in checkmate.
   • Embed this notice
     Machismo (zerglingman@freespeechextremist.com)'s status on Thursday, 28-Dec-2023 03:51:54 JST Machismo

     in reply to

     • Machismo
     @Hoss Also credit cards were always an obvious scam to me. I once tried to get one, to see if I could snag something on Ebay since it wasn't likely to last until I would have the money in my account.
     As soon as the bank told me the rates I effectively told them to shove it up their ass.
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     Hombre Lego Mexicano (grandtheftautism@freespeechextremist.com)'s status on Thursday, 28-Dec-2023 03:51:54 JST Hombre Lego Mexicano

     in reply to

     • Machismo
     @Zerglingman @Hoss got my first credit card in college when I was 18 to pay for my books, and I was still making payments on those books 10 years later. I had to learn the hard way. Finally my credit card company said they were raising ny rates to 30%, and I cut that fucker up, tightened my belt, and paid all my cards off in a year. Never got credit cards again.
     
     I did the same thing with payday loans when they first came out. Kept borrowing the same $200 until I realized how stupid it was, tightened my belt, paid it off, and never got a payday loan again. I was kind of a dumb kid.
     
     But now, I have to avert my eyes while my stepson does the same things. He's 32, so he's in the do-not-offer-unsolicited-advice stage. When he asks me, I beg him not to do it, tell him clever things like,do not buy fast food, groceries, clothes, any consumables with your credit card, because you'll be making payments on that shitty burger from Jack In the Box 10 years from now, and he listens politely, then does it anyway. He's kind of a slow kid, but we love him. Just not enough to pay off his credit card, because if he doesn't do it the hard way, he'll never learn.
     BowserNoodle ☦️ likes this.
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     Machismo (zerglingman@freespeechextremist.com)'s status on Thursday, 28-Dec-2023 03:51:55 JST Machismo

     in reply to
     @Hoss Oh yeah fuck loans, loans are fake and gay. There's a reason it gets banned whenever the jews get kicked out.
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     PoalackJokes88 (poalackjokes88@poa.st)'s status on Thursday, 28-Dec-2023 04:16:45 JST PoalackJokes88

     in reply to
     @Hoss The banks invented the jews, not the other way around. There was a merchant / banking caste in ancient Sumeria that evolved by charging interest on loans, and by surviving the collapse of various city-states by moving their wealth. Interest may be short-term beneficial, but long term it will always concentrate wealth into a parasitic class.
     
     bamboo-delight.com/raxbiljo/The_Sumerian_Swindle_Vol1_3rd_Edition.pdf
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     laurel (laurel@freespeechextremist.com)'s status on Thursday, 28-Dec-2023 04:17:06 JST laurel

     in reply to
     @Hoss
     
     Basically that prices are regulated by debt in such a way that people can't have savings and this combination of being in debt while being unable to save is what keeps people tied to the system so that the system is stable?
     Both those that have to service the debt and those that alternatively have to pay rent.
     PoalackJokes88 likes this.
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     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 28-Dec-2023 05:47:59 JST ?? Humpleupagus ??

     in reply to

     • Machismo
     • Hombre Lego Mexicano
     Or just get as many as you can, buy as much shit as possible, take a vacation, and then declare bankruptcy. 🤷♂️
   • Embed this notice
     Hoss Delgado (hoss@shitpost.cloud)'s status on Thursday, 28-Dec-2023 05:48:00 JST Hoss Delgado

     in reply to

     • Machismo
     • Hombre Lego Mexicano
     The only correct way to use a credit card is to treat it like a debit card and don't spend more than you can pay off in full every month. I only have them because it's easier to dispute transactions.
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     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 28-Dec-2023 05:49:23 JST ?? Humpleupagus ??

     in reply to

     • Machismo
     King Philip Intensifies
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     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 28-Dec-2023 06:58:58 JST ?? Humpleupagus ??

     in reply to

     • Machismo
     • Hombre Lego Mexicano
     Bro, you have a terminal case of life. You're going to die. 😏
   • Embed this notice
     Hoss Delgado (hoss@shitpost.cloud)'s status on Thursday, 28-Dec-2023 06:58:59 JST Hoss Delgado

     in reply to

     • Machismo
     • ?? Humpleupagus ??
     • Hombre Lego Mexicano
     If I ever find out I have a terminal disease I will absolutely take out cash advances on every line of credit I can get my hands on and buy a bunch of gold to bury in a field somewhere for my family.
     
     In Minecraft.
   • Embed this notice
     ?? Humpleupagus ?? (humpleupagus@eveningzoo.club)'s status on Thursday, 28-Dec-2023 07:36:29 JST ?? Humpleupagus ??

     in reply to

     • Machismo
     • Hombre Lego Mexicano
     Plan C: You can rob the bank without a gun.
   • Embed this notice
     Hombre Lego Mexicano (grandtheftautism@freespeechextremist.com)'s status on Thursday, 28-Dec-2023 07:36:30 JST Hombre Lego Mexicano

     in reply to

     • Machismo
     • ?? Humpleupagus ??
     @Humpleupagus @Hoss @Zerglingman its a good plan though.
     Retirement Plan A: save your whole life, buy a condo in Florida, take cruises, fuck old bitches with your baller swag lifestyle
     
     Retirement Plan B: die at your desk
     
     Retirement Plan C: run up your credit buying gold bars and bury them in the back yard before you die
     
     I like it, hope I can do Retirement Plan C, sounds breddy gud