Conversation

Notices

1. Embed this notice
   Michael T. Bacon, Ph.D. (michaeltbacon@social.coop)'s status on Thursday, 23-Nov-2023 03:22:22 JST Michael T. Bacon, Ph.D.

   in reply to

   • 22
   • Raghav Agrawal

   @impactology @22

   Oh, there are plenty of good lenders who do that kind of work. But they don't get anywhere near the kind of underwriting support from state coffers and central banks that conventional lenders do.

   • clacke likes this.
   • Embed this notice
     Raghav Agrawal (impactology@mastodon.social)'s status on Thursday, 23-Nov-2023 03:22:23 JST Raghav Agrawal

     in reply to

     • 22

     @MichaelTBacon @22 Like Tridos? https://www.triodos.co.uk/

   • Embed this notice
     Michael T. Bacon, Ph.D. (michaeltbacon@social.coop)'s status on Thursday, 23-Nov-2023 03:22:24 JST Michael T. Bacon, Ph.D.

     • 22
     • Raghav Agrawal

     @22 @impactology

     Also from experience the reason most co-ops don't expand more is because their internal incentives don't line up in a way that bank risk modelers understand, and so getting financing for expansion is a pain in the rear.

     Better financing for co-ops could see an explosion in the sector.