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I actually think disability should be scrapped entirely and in it's place should be a subsidy for businesses who hire disabled people.
The problem with programs such as disability is that what starts out as a noble cause to help those in true need, slowly evolves into a gibs program for lazy hypochondriacs.
At first, nobody is shameless enough to claim money that is set aside for cripples. But as time goes on, first a few and then more and more people discover that they can enroll and get the free money. Eventually there are more scammers than truly disabled people.
To illustrate the point, disability rates differ between countries by more than an order of magnitude. This is too much to explain by environmental or genetic factors alone, it can only make sense in the context of enormous levels of grift.