I agree. While I can't point the finger specifically at the scum who want to keep squeezing college kids, I can look at the people who defend those Collection Scum.
Betsy DeVos, owner of a Dozen Yacts ( Assets of $5.4 Billion )
https://en.
wikipedia.org/wiki/Betsy_DeVos
And her brother Erik Prince who has his own personal army of Mercs: Blackwater.