@inthehands Insurance can operate where there is predictability, even when the prediction is very negative. They just charge more than most customers would like to pay. But not having an insurance market at all…that means the risks are no longer predictable over the periods of time the insurance company requires. That’s the part that should get our attention. Now, I don’t think this is all bad. Corporations are supposed to embrace business risk and get returns that are greater. If the expectation is now that there is no possibility of profit after factoring in risk…that is saying even more. What if the business if growing food, though. Doesn’t that mean we all starve?