"Zelle launched in 2017 with backing from 30 banks to be a more efficient alternative to Venmo. Because of Zelle’s connections with banks, it’s able to offer instant transfers without charging additional fees": Zelle is shutting down its app, but you probably don't need to worry | TechCrunch https://techcrunch.com/2025/04/01/zelle-is-shutting-down-its-app-but-you-probably-dont-need-to-worry/