Steve's Place@infobeautiful Exactly. It seems to me that what you'd want, in the No Tax option, is a loan at an APR of less than 25%. Repayment goes to the lender instead of the government. If you have enough collateral, as in the example, you should get a much better interest rate than the Less Tax option. The system is designed to help the wealthy avoid taxes. Option 3 benefits banks while bludgeoning governments.
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