🤔 I'm wondering if per-mile car insurance would be a good idea. I'm not working, so I really only ride to the store. Anywhere else I go, I'm very often a passenger in a friend's car. The quote I got is a $23.10 base per month, and $0.045/mile.
My math might be wrong, but... I think my current monthly premium is like paying for 2600 miles a month. I very definitely don't drive that far, but I don't trust my math skills and fear this is a trap for people bad at math