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@ifixcoinops Not a full solution, but: In the EU, from October 2025*, banks are required to process transactions between current accounts within 10 seconds, at no extra charge.

I can't wait to see the back of Thiel and the the shady services he runs.

*) banks already have to accept such "real-time" transactions since January. From October, they must also allow customers to initiate those transactions, as some already do.