@SlicerDicer @feld @briankrebs @sfrazer434
What exactly are your qualifications? Where from?
If you are comparing mortgage rates to fed rates then there is a massive hole in your financial education.
So I'll just cut it down:. Cryptos are speculative vehicles, and nothing more. If you don't understand why, there are plenty of accredited courses you can do, worldwide, that will fill you in on the details.