@TeaTootler @sickburnbro Yes. So the way to fix this is to make credit not have the same value as cash. It is a problem with money supply and velocity. Not to say there aren't multiple levers that can be pulled, but in context here. Basically just don't buy an iPhone and you don't have to worry. I don't have one because I like being able to do stupid shit that would be too hard to do on an iPhone.