The tech industry has wanted to sidestep banking oversight & financial regulations for a long time. Tax evasion is part of it.
Cryptocurrency is a vehicle for foreign money in elections, straw donor schemes, & malign influence campaigns. AI helps hide the money laundering.
Meta's Zuckerberg is visibly panting over access to user's banking.
https://www.tomshardware.com/news/banks-data-sharing-facebook,37556.html
https://www.kaspersky.com/blog/facebook-banking/23797/
https://www.wsj.com/articles/facebook-to-banks-give-us-your-data-well-give-you-our-users-1533564049