"#Insurance should be seen as a tool of last resort, which comes into play after all other loss containment activities. It needs to be just one part of a larger national conversation, including government agencies, construction companies and planners, on how to ensure #resilience to #ClimateChange.
In some areas, rebuilding might not be wise, while in others, it might require extensive investment in resilience."
https://phys.org/news/2024-10-effective-climate-require-legally.html