CelloMom On Cars"The #insurance industry is shifting to a 'predict and prevent' approach to risk management versus the prior approach of replacing and repairing properties following losses.
Predicting and preventing losses leads to less volume of claims and less severe claims, generating better rates for all policyholders."
https://www.thecooldown.com/green-business/insurance-industry-impacts-climate-change-costs/
How come this feels like increasing insurance inequality. Buy prevention, pay lower premiums. If you can afford the upfront cost.
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