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Love too see viral posts go past on my timeline that don’t even pass trivial scrutiny:

From the opening paragraphs of the Equifax Wikipedia page:

Equifax was founded as the Retail Credit Company by Cator and Guy Woolford in Atlanta, Georgia, as Retail Credit Company in 1899. By 1920, the company had offices throughout the United States and Canada. By the 1960s, Retail Credit Company was one of the nation’s largest credit bureaus, holding files on millions of American and Canadian citizens

(Maybe the “credit score” is newer? But the credit score is an abstraction to give you an insight on what your credit file says, nothing more)

Overdraft fees meanwhile are basically as old as the cheque.

RE: https://mastodon.social/@MEActNOW/113789371626213991