Economists of course have blamed the covid pandemic for tru value shutting down due to economic headwinds or whatever. because they're not nearly as big as lowes or home depot to absorb the losses. However Ace Hardware is set up exactly the same way Tru Value used to be set up. Each store was independently owned but they paid into the same national structure to be able to buy stuff in bulk at the same prices as the big box stores. And Ace Hardware is still thriving.