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<blockquote style="position: relative; padding-left: 55px;"><section><a href="https://sfba.social/users/Bronwyn/statuses/113794170529221352">Bronwyn Harris (bronwyn@sfba.social)'s status on Thursday, 09-Jan-2025 04:40:08 JST</a><a href="https://sfba.social/@Bronwyn" title="bronwyn@sfba.social"><img src="https://gnusocial.jp/avatar/156739-48-20240713234414.webp" width="48" height="48" alt="Bronwyn Harris" style="position: absolute; left: 0; top: 0;">Bronwyn Harris</a></section><article><p>Is anyone who might be more familiar with homeowners/renters insurance than I able to weigh in.</p><p>After that sneaker waved tried to kill me, I went to see if my renters (why do they call it homeowners when i'm a renter?) insurance would cover any of the stuff I lost and they sent me these 17 exceptions.</p><p>Is it normal? Like... what *would* they cover? </p><p>I absolutely don't have the bandwidth to find a new insurance company but should I?</p></article><footer><a rel="bookmark" href="https://gnusocial.jp/conversation/4336683#notice-8478372">In conversation</a><time datetime="2025-01-09T04:40:08+09:00" title="Thursday, 09-Jan-2025 04:40:08 JST">about 22 days ago</time> <span>from <span><a href="https://sfba.social/@Bronwyn/113794170529221352" rel="external" title="Sent from sfba.social via ActivityPub">sfba.social</a></span></span><a href="https://sfba.social/@Bronwyn/113794170529221352">permalink</a><h4>Attachments</h4><ol><li><label><a rel="external" href="https://gnusocial.jp/attachment/3870195">2 Explosion. : : &lt; Riot or civil commotion. o &gt; Aircraft, including self-propelled missiles and spacecraft. 6. Vehicles. 7. Smoke, meaning sudden and accidental damage from smoke 8. Vandalism or malicious mischief. h 9.  Theft, includin 18 ke g |_all.“telmpted theft and loss of property from a known LT It is likely that the property has been stolen. ‘, W : 10. Brgakgge of glass or safety glazing material Sk whlch Is part of a building, storm door or storm NET R window, and covered as Building Additions and Alterations. , "* 11. Falling objects. This peril does not include loss to property contained in a building unless the roof or an outside wall of the \\ building is first damaged by a falling object. Damage to the falling object itself is not included. ;.“’ 12. Weight of ice, snow or sleet which causes damage to property T contained in a building. P LA o i 13.  Accidental discharge or overflow of water or steam from within a i plumbing, heating, air conditioning or automatic fire protective sprinkle 7 system or from within a household appliance. (see below) 14. Sudden and accidental tearing apart, cracking, burning or bulg " of a steam or hot water heating system, an air conditioning or auto v fire protective sprinkler system, or an appliance for heating water. . . . . gt Ic Tire | 15.  Freezing of a plumbing, heating, air conditioning or automatic fi A</a></label><br><a href="https://files.sfba.social/media_attachments/files/113/794/164/851/787/288/original/09d63e09e594368f.jpeg" rel="external">https://files.sfba.social/media_attachments/files/113/794/164/851/787/288/original/09d63e09e594368f.jpeg</a></li><li><label><a rel="external" href="https://gnusocial.jp/attachment/3870196">A L IS VU YT . COverage for the los A Policy, we Must re provi S of your persong th A vOverage for unscheduled e €es I, PEersonal eventeen Specific causes of loss describ| SECTION | - PERILS INSURED AGAIN We insure for direct physical loss to t described in Coverage C caused by below unless the loss is excluded in EXCLUSIONS. 1 Fire or lightning. 2. Windstorm or hail. ———————————————————— ——————— s ——————— Capital Insurance Group*® Claims| PO.Box 231, Monte California Capital Insurance Company | Eagle West Insuranc</a></label><br><a href="https://files.sfba.social/media_attachments/files/113/794/164/861/364/562/original/a0bd30f43fc55f4e.jpeg" rel="external">https://files.sfba.social/media_attachments/files/113/794/164/861/364/562/original/a0bd30f43fc55f4e.jpeg</a></li><li><label><a rel="external" href="https://gnusocial.jp/attachment/3870197">Page 3 of 4 protective sprinkler System or of a household ap; 16. Sudden and acci dental L sloctsicHl Koo ental damage from artificiz: 17. Volcanic Eruption other than loss caused by earthquake, land shock waves or tremors. SECTION | — EXCLUSIONS We do not insure for loss caused directly or indirect is excluded regardless of any other cause or event sequence to the loss. 3. Water Damage, meaning:a. Flood, surface water, waves, tidal W: overflow of a body of water, or spra any of these, whether or not drivenl Because the loss to your property was not caused by . i~ee raticod hv wavee ie enecifically exclude</a></label><br><a href="https://files.sfba.social/media_attachments/files/113/794/164/868/543/972/original/4ec54181f249400f.jpeg" rel="external">https://files.sfba.social/media_attachments/files/113/794/164/868/543/972/original/4ec54181f249400f.jpeg</a></li><li><label><a rel="external" href="https://gnusocial.jp/attachment/3870199">Untitled attachment</a></label><br></li></ol></footer></blockquote>

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Bronwyn Harris (bronwyn@sfba.social)'s status on Thursday, 09-Jan-2025 04:40:08 JST Bronwyn Harris
Is anyone who might be more familiar with homeowners/renters insurance than I able to weigh in.
After that sneaker waved tried to kill me, I went to see if my renters (why do they call it homeowners when i'm a renter?) insurance would cover any of the stuff I lost and they sent me these 17 exceptions.
Is it normal? Like... what *would* they cover?
I absolutely don't have the bandwidth to find a new insurance company but should I?
In conversationabout 22 days ago from sfba.socialpermalink
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