For context, I work for a trans-serving nonprofit that advocates for us in insurance and healthcare settings. We have actually been the ones that pushed insurance companies in the US to start covering many different kinds of gender-affirming healthcare for adults and minors. And one of our biggest pieces of leverage was being to say: Hey, you all aren't in compliance with the law and we'll report you if you aren't covering the care you are required to.
Let's be prepared to fight and not cede ground on this. It's something we've come to take for granted and a major target this year.