When speaking of scams, I often think about the 1973 novel "Momo" by Michael Ende. In it, cigar-smoking beings with grey skin in grey business suits persuade humans to "invest" their free time in a "Timesavings Bank". It's a scam: the Greys literally smoke people's time (the cigars!), robbing people of their rest, their imagination, their lives.
In the real world, we, too, have fallen for a scam: the idea that if we place our faith in "the system", things will work out. They will not.