Oh, y'all, we gotta re-normalize carrying cash when you're out and about.
Not a ton, but enough for like, 1/2 tank of gas, lunch order, that type of thing.
Otherwise you're gonna be like the lady in front of me at the gas station who was trying really hard not to lose her shit over the fact that the internet was down and they couldn't take credit/debit cards.
(And yeah, I realize the "emergency $20" is more like an "emergency $50" these days.)