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As Woody Guthrie wrote, "Some will rob you with a six-gun/And some with a fountain pen." The weapon is lethal when it's a pistol and when it's an insurance company. The insurance company merely serves as an accountability sink, a layer of indirection that lets a murder happen without any person being the *technical* murderer:

https://profilebooks.com/work/the-unaccountability-machine/

I don't want people to kill insurance executives, and I don't want insurance executives to kill people.

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