Health insurance isn't really insurance:
Doctors themselves are calling health insurance a scam:
https://youtube.com/shorts/ghci7IW3W4Y
Insurance companies are practising medicine without a license:
https://youtu.be/FVAFfd3oCgA
https://youtu.be/1LNf1vvuMVk
Half the https://youtube.com/playlist?list=PLpMVXO0TkGpdRbbXpsBe3tvhFWEp970V9 playlist is about United Healthcare specifically...