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>create group to mitigate human misery by distributing excess of money for people who have accidents
>money is suddenly diverted into shareholders instead of the people who pay to have access to excess of money when needed
>people become miserable and die
>they take revenge on the people who are making them miserable
Seems like the issue there is that health shouldn't never be a in a shareholding/stock system.
Doesn't change that people can still do bad stuff but it mitigates heavily the possible excess.