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2/ to be clear, I'm not attacking people that live in coastal areas. Just making an observation that things are getting worse and the middle class and poor in these areas are the ones going to hurt the most as they don't have the resources needs to protect themselves. Florida just allowed 600k insurance policies leave the 'insurance of last resort' & pushed them into the marketplace.

I actually have empathy for these people and dread the next decade of storms If the pattern sticks