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Of course, a lot of people ARE getting it, as here: https://www.nytimes.com/2024/10/02/opinion/hurricane-helene-florida-insurance.html

"Parts of low-lying coastal Florida and Texas are already seeing population declines"

It's largely policy-makers and the media who are talking about how this is beyond what anyone could have expected, when it is in fact exactly what anyone with any sense has been expecting for some years now.