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Case in point: Florida's insurance market is on the brink of collapse. When it does implode (this storm might be the proverbial straw that breaks its back), a lot of people are going to effectively lose their homes, or lose the ability to buy or rent homes where they currently are, with basically no backstop.

And yet, a lot of Florida's policy has been dictated by Republicans trying to browbeat insurance companies into providing unprofitable coverage rather than acknowledging climate change.