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Person A says the car accident was not their fault.

State Trooper agrees with Person B that it was.

Insurance goes with whatever the court decides, which depends on the judge, and the state trooper.

Insurance algorithmically decides who costs more, and charges accordingly based on residential neighborhood & past costs.

This is how redlining, capitalism, courts, and cops STILL all work
together to support racism and keep poor people poor.

Shall we talk credit scores?