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Most of the "innovation" coming out of big companies lately - whether it's banking, tech, or something else - has been finding news ways to extract money from customers. Regulation that ensures products and services are safe and non-exploitative stifles this kind of "innovation", sure, but there's no reason we should be supporting new ideas whose goals are to harm people.

The only kind of innovation we want is innovation that *helps* people and creates new better products.